A Will is a legal document drawn up to declare your wishes in relation to the distribution of your estate after you have passed on.
Without a Will, the law will decide who are your beneficiaries, trustees and guardians. Your estate includes properties, cars, bank accounts, bank deposit box, shares etc will immediately be frozen after you have passed on. Your loved ones have to go through a legal process, which might take 2 to 6 years, and your hard earned accumulated estate may shrink in value from 20 to 70%!